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 Savings Savvy 

 Savings give me such a rush and thrill. I always walk  out adjusting my imaginary Savings Queen crown...!

Cropped Black Luggage

Thinking Ahead: 2022 Vacations

Now is the time to start thinking about Next year's vacations. Planning and booking 60 days or more ahead can land you some serious savings! Most popular destinations have savings codes specifically for this time bracket!  if you are planning to travel soon, start the hunt now! you'll be happy you did! You can also break up payments with many destinations!

Bonus: Did you know Costco's travel has a 6 month window? This allows you to be flexible with your flights and save when creating your vacation package! Be sure to keep that in mind!

4 Fall savings you shouldn't miss!

Undergarments

Tights, socks, bras and more frequently are on sale this time of year ahead of next Spring! Save big during retailers' prep season!

Loungerie

Cookware

As I've stated before, Fall is the final hoorah for many styles ahead of Spring!  Cyber sales, store clearance and other sales are geared toward bulk sales. If you need to restock your gadgets, dinnerware, etc., now's the time!

Mugs and Bowls

After Holiday Sales

Approximately 7-10 days after every holiday, festive items get marked down to pennies on the dollar! Plan ahead and store for next year to reduce future spending and get those accessories you've been eyeing for months!

Christmas Tree Ornaments

Pantry Stock

During Fall, many staples and shelf food go on frequent sales. Stock up your pantry and emergency supply a little each week!

Canned Food
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Save on Dining: Family Style

3 ways to spend less on family dinner dates!

Happy Hour

You don't have to sit at the bar to take advantage of the amazingly priced menu at many restaurants! 4pm-6pm will end up being a date hit!

Themed Lunches

Many restaurants have weekday specials. Choose to dine early to save big. As long as you are there before lunch time ends, you can get the daily deals!

Gift Cards

Purchase gift cards from your wholesale club prior to going and save more than 20%. This requires planning (which we're working on anyway, right?!) and should only be purchased if you're sure you all will visit the eatery. Note: they don't expire!

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The Electric Company

October 1st- May 1st, Winter rates are in effect for you electricity company. Learning how you use electricity and even setting a little aside for the Summer months will help you stay on top of your usage. Ways to reduce usage are: unplugging unused items, not running large electronics during the peak of the day (10am-8pm) and cutting off unused lights!

Online Shopping

Cyber Sales and online saving!

Directly after Halloween, the overflow over sales will start. They carry through cyber Monday (after Thanksgiving) and end around 8 days before Christmas. Start Planning now! Get your list together, set up alerts and check invert couple of days.

These sales can save you BIG!! Retailers like Target and Amazon have daily deals and savings per day. If you must shop, you must SAVE!

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Once it starts, it's hard to stop!

Snowball Spending

How to Stay on Track:

Make a budget

Decide earlier on what you wish to spend on gifting friends and family.

Choose no more than two gatherings to host and set a budget for each. 

Do all spending on one method of payment and reconcile at the end of the day

Plan shopping days and stick to parameters you put in place!

Lastly, SAY NO.

Shopping Bags